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The main focus of a Health Maintenance Organization (HMO) is preventive care and cost control. This model encourages members to seek regular check-ups, vaccinations, and screenings to prevent illnesses before they become more serious and costly to treat. By emphasizing preventive measures, HMOs aim to enhance the overall health of their members and reduce the need for more expensive medical interventions in the future.

In addition to preventive care, HMOs utilize a cost control strategy by having a network of healthcare providers and services. Members typically choose a primary care physician who coordinates their care and refers them to specialists within the plan’s network only when necessary. This structure helps manage healthcare spending effectively.

While surgical procedures may be part of the services an HMO covers, they are not the primary focus. Furthermore, research funding and insurance policy creation fall outside the core mission of HMOs, as they more directly relate to academic and broader insurance industry settings rather than the day-to-day operations of providing care and managing costs for enrolled members.